An online survey of deposit rates at 35 banks on 24/10/2026 shows 12-month rates ranging from 3.7% to 7% per year. Sacombank, PGBank, VCBNeo, MBV and VIB all list the highest rate of 7% per year, while the Big 4 banks Agribank, BIDV, Vietcombank and VietinBank stay at 6.8%. For the 18-month term, VPBank leads at 7.4% per year, and for the 6-month term PGBank tops the list at 6.9%. On a 100 million VND deposit held for 12 months without early withdrawal, simple interest at 7% per year comes to about 7 million VND, versus about 3.7 million VND at 3.7%.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lãi suất ngày 24/10 tại Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...
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Related tickers and likely impact
BID
• NeutralBIDV
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 262,904 bn VND |
| P/E | 8.2 |
| P/B | 1.39 |
| Close on 10/23/2026 | 34.25 |
| Change that session | +1.33% |
CTG
• NeutralVietinBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 237,280 bn VND |
| P/E | 5.9 |
| P/B | 1.21 |
| Close on 10/23/2026 | 30.95 |
| Change that session | +1.31% |
HDB
• NeutralHDBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 145,428 bn VND |
| P/E | 7.6 |
| P/B | 1.69 |
| Close on 10/23/2026 | 22.55 |
| Change that session | +0.89% |
MBB
• NeutralMBBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 200,368 bn VND |
| P/E | 6.7 |
| P/B | 1.27 |
| Close on 10/23/2026 | 19.80 |
| Change that session | -0.50% |
STB
• NeutralSaigon Treasure Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 120,842 bn VND |
| P/E | 39.2 |
| P/B | 1.92 |
| Close on 10/23/2026 | 68.50 |
| Change that session | +6.86% |
TCB
• NeutralTechcombank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 241,995 bn VND |
| P/E | 8.4 |
| P/B | 1.29 |
| Close on 10/23/2026 | 34.20 |
| Change that session | +0.15% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- On October 22, how much interest would a 100 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB and ACB earn after 24 months?
The article compares 24-month savings returns on a 100 million VND deposit at several major Vietnamese banks, based on published rates with interest paid at maturity. At counters, VPBank leads at 6.9% per year (13.8 million VND in interest), followed by MB at 6.5% (13 million VND) and Sacombank at 6.2% (12.4 million VND), while Techcombank is lowest at 4.85% (9.7 million VND). Online, Sacombank offers the highest rate at 7.3% (14.6 million VND), ahead of VPBank at 7.1% (14.2 million VND), while ACB has no 24-month online data. The article notes that actual rates may change over time and depend on agreements with banks.
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Based on listed rates for a 24-month term with interest paid at maturity, VPBank offers the highest counter rate at 6.9% per year (VND 13.8 million in interest), followed by MB at 6.5% (VND 13 million) and Sacombank at 6.2% (VND 12.4 million). Techcombank has the lowest counter rate in the compared group at 4.85% per year, or VND 9.7 million. For online deposits, Sacombank leads at 7.3% per year (VND 14.6 million), followed by VPBank at 7.1% (VND 14.2 million), while HDBank pays 5% (VND 10 million) and Techcombank 5.35% (VND 10.7 million); ACB has no 24-month online rate data. The rates are compiled from bank rate schedules, apply to specific products and deposit amounts, and may change over time or by agreement with depositors.
- Interest rates on October 18 at VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank, MB,...
An online survey of deposit rates at 35 banks on October 18 shows Sacombank offering the highest 12-month rate at 7.5% per year, while VPBank leads the 18-month term at 7.9% per year. Agribank, BIDV, Vietcombank and VietinBank all list 6.8% per year for 12 months. At the other end, SCB offers the lowest rates in the list, at 3.7% for 12 months and 3.9% for 18 months. The article puts the gap between the highest and lowest 12-month rates at 3.8 percentage points, and between the highest and lowest 18-month rates at 4 percentage points.
- Deposit rates on 16/10 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of online deposit rates at 35 banks on 16/10 shows rates vary clearly by term. VPBank posts the highest 18-month rate at 7.9% per year, while Sacombank leads the 12-month (7.5%) and 6-month (7.2%) terms. For 3-month deposits, most banks list 4.75% per year, while SCB is lowest at 1.9%. Sacombank's 12-month rate is 3.8 percentage points above SCB's 3.7%, the lowest for that term. For the same deposit amount and term, this gap could mean a significant difference in the interest customers earn.
- Households Add About 7,000 Billion VND a Day to Bank Deposits
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- Interest rates on October 15 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of 35 banks on October 15 shows VPBank listing the highest online deposit rate for the 18-month term at 7.9% per year. Sacombank leads the 12-month term at 7.5% and the 6-month term at 7.2%, while the Big4 group of Agribank, BIDV, Vietcombank and VietinBank offers 6.8% for 12 months. At the lower end, SCB lists the lowest rates, at 1.9% for 3 months and 2.9% for 6 months. The article notes that deposit rates vary markedly across banks, especially for longer terms.
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