On October 27, how much interest do MB, VPBank, Techcombank, Sacombank, SHB, HDBank and ACB pay for 12-month deposits under VND 1 billion?

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• Interest rates on Oct 26 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...

  A survey of online savings rates at 35 banks on October 26, 2026 shows rates vary by bank and term. For the 12-month term, MBV, PGBank, Sacombank, VCBNeo and VIB share the top rate of 7%/year, while SCB has the lowest among the banks surveyed at 3.7%/year. For 18 months, VPBank leads at 7.4%/year. Four state-owned banks, Agribank, BIDV, Vietcombank and VietinBank, post identical schedules: 4.75%/year for 3 months, 6.6%/year for 6 and 9 months, and 6.8%/year for 12 and 18 months. The article notes actual rates may differ by time, deposit amount, channel and agreement with the bank.

  CafeF·26/10, 11:01interest ratesbankssavings accounts
• Bank deposit rates: Listed one way, offered another at the counter

  Although many banks have cut their listed deposit rates, a survey on October 22 at several Hanoi branches found staff offering customers substantially higher rates, in some cases above 9% a year. At BIDV, the publicly posted 6-month rate was 3% a year, yet staff suggested 8% a year for deposits of 100 million to 3 billion VND. Another bank offered 9.19% a year for a 6-month term on deposits of 2 to 3 billion VND, against a listed rate of 5.2%, a gap of 3.99 percentage points. Under State Bank of Vietnam Official Letter No. 9736/NHNN-CSTT dated October 21, 2026, banks must cut effective deposit and lending rates across all sales channels, with the average rate on new deposits of 6 months or more falling by at least 0.5 percentage points in late 2026.

  CafeF·26/10, 05:29interest ratesbanksState Bank of Vietnam
• Interest Rates on October 25 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

  According to listed deposit rates at 35 banks on October 25, 2026, savings rates vary across banks and tenors. For 12-month terms, the highest rate is 7% per year, listed at 5 banks: MBV, PGBank, Sacombank, VCBNeo and VIB. For 18 months, VPBank leads at 7.4% per year. For 6 months, PGBank is highest at 6.9% per year; for 9 months, MBV and VCBNeo both offer 7% per year; and most banks list 4.75% per year for 3 months. The state-owned banks Agribank, BIDV, Vietcombank and VietinBank apply uniform rates: 4.75% per year (3 months), 6.6% per year (6 and 9 months), and 6.8% per year (12 and 18 months). The article notes that actual rates may change over time and depend on deposit amount, deposit method, and agreement with the bank.

  CafeF·25/10, 10:57• BID• CTG• HDB• MBBinterest ratesbankssavings accounts
• Which banks are offering the highest savings interest rates on October 25?

  Based on rates listed at 35 banks on October 25, 2026, the highest 12-month savings rate is 7% per year, offered by MBV, PGBank, Sacombank, VCBNeo and VIB. For the 18-month term, VPBank leads at 7.4% per year, while MBV, Sacombank and VCBNeo list 7% per year. The four state-owned banks Agribank, BIDV, Vietcombank and VietinBank apply uniform rates: 4.75% per year for 3 months, 6.6% for 6 and 9 months, and 6.8% for 12 and 18 months. The article notes that actual rates may vary by time, deposit amount, deposit method and agreement with the bank.

  CafeF·25/10, 09:50savings accountsinterest ratesbanks
• On October 25, how much interest would a 100 million VND three-month deposit earn at Sacombank, SHB, HDBank, MB, VPBank, Techcombank and ACB?

  For a 100 million VND deposit over three months, interest earned varies by bank and by whether the deposit is made at the counter or online. At the counter, VPBank offers the highest rate at 4.65% per year (1.1625 million VND), followed by SHB and Sacombank at 4.5% (1.125 million VND), while HDBank is lowest at 3.6% (900,000 VND). Online, VPBank again leads at 4.75% (1.1875 million VND), SHB and MB both pay 4.65% (1.1625 million VND), and HDBank is lowest at 4.3% (1.075 million VND). Interest is calculated as deposit × rate × 3/12, assuming the full term and interest paid at maturity. The article notes actual rates may change and depend on each bank's terms.

  CafeF·25/10, 01:40interest ratesbankssavings accounts
• Interest rates on 24/10 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank, ...

  An online survey of deposit rates at 35 banks on 24/10/2026 shows 12-month rates ranging from 3.7% to 7% per year. Sacombank, PGBank, VCBNeo, MBV and VIB all list the highest rate of 7% per year, while the Big 4 banks Agribank, BIDV, Vietcombank and VietinBank stay at 6.8%. For the 18-month term, VPBank leads at 7.4% per year, and for the 6-month term PGBank tops the list at 6.9%. On a 100 million VND deposit held for 12 months without early withdrawal, simple interest at 7% per year comes to about 7 million VND, versus about 3.7 million VND at 3.7%.

  CafeF·24/10, 13:28interest ratesbankssavings accounts

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