Based on rates listed at 35 banks on October 25, 2026, the highest 12-month savings rate is 7% per year, offered by MBV, PGBank, Sacombank, VCBNeo and VIB. For the 18-month term, VPBank leads at 7.4% per year, while MBV, Sacombank and VCBNeo list 7% per year. The four state-owned banks Agribank, BIDV, Vietcombank and VietinBank apply uniform rates: 4.75% per year for 3 months, 6.6% for 6 and 9 months, and 6.8% for 12 and 18 months. The article notes that actual rates may vary by time, deposit amount, deposit method and agreement with the bank.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Ngày 25/10, ngân hàng nào niêm yết lãi suất tiết kiệm cao nhất?
Keywords
savings accountsinterest ratesbanksVietnam
Open a keyword to see other news on the same topic.
Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/23/2026 | 1,774.15 |
| Change that session | +0.77% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- On October 25, how much interest would a 100 million VND three-month deposit earn at Sacombank, SHB, HDBank, MB, VPBank, Techcombank and ACB?
For a 100 million VND deposit over three months, interest earned varies by bank and by whether the deposit is made at the counter or online. At the counter, VPBank offers the highest rate at 4.65% per year (1.1625 million VND), followed by SHB and Sacombank at 4.5% (1.125 million VND), while HDBank is lowest at 3.6% (900,000 VND). Online, VPBank again leads at 4.75% (1.1875 million VND), SHB and MB both pay 4.65% (1.1625 million VND), and HDBank is lowest at 4.3% (1.075 million VND). Interest is calculated as deposit × rate × 3/12, assuming the full term and interest paid at maturity. The article notes actual rates may change and depend on each bank's terms.
- Interest rates on 24/10 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank, ...
An online survey of deposit rates at 35 banks on 24/10/2026 shows 12-month rates ranging from 3.7% to 7% per year. Sacombank, PGBank, VCBNeo, MBV and VIB all list the highest rate of 7% per year, while the Big 4 banks Agribank, BIDV, Vietcombank and VietinBank stay at 6.8%. For the 18-month term, VPBank leads at 7.4% per year, and for the 6-month term PGBank tops the list at 6.9%. On a 100 million VND deposit held for 12 months without early withdrawal, simple interest at 7% per year comes to about 7 million VND, versus about 3.7 million VND at 3.7%.
- On October 22, how much interest would a 100 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB and ACB earn after 24 months?
The article compares 24-month savings returns on a 100 million VND deposit at several major Vietnamese banks, based on published rates with interest paid at maturity. At counters, VPBank leads at 6.9% per year (13.8 million VND in interest), followed by MB at 6.5% (13 million VND) and Sacombank at 6.2% (12.4 million VND), while Techcombank is lowest at 4.85% (9.7 million VND). Online, Sacombank offers the highest rate at 7.3% (14.6 million VND), ahead of VPBank at 7.1% (14.2 million VND), while ACB has no 24-month online data. The article notes that actual rates may change over time and depend on agreements with banks.
- On October 22, how much interest would 100 million VND earn after 24 months at 7 banks?
Based on listed rates for a 24-month term with interest paid at maturity, VPBank offers the highest counter rate at 6.9% per year (VND 13.8 million in interest), followed by MB at 6.5% (VND 13 million) and Sacombank at 6.2% (VND 12.4 million). Techcombank has the lowest counter rate in the compared group at 4.85% per year, or VND 9.7 million. For online deposits, Sacombank leads at 7.3% per year (VND 14.6 million), followed by VPBank at 7.1% (VND 14.2 million), while HDBank pays 5% (VND 10 million) and Techcombank 5.35% (VND 10.7 million); ACB has no 24-month online rate data. The rates are compiled from bank rate schedules, apply to specific products and deposit amounts, and may change over time or by agreement with depositors.
- Interest rates on October 18 at VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank, MB,...
An online survey of deposit rates at 35 banks on October 18 shows Sacombank offering the highest 12-month rate at 7.5% per year, while VPBank leads the 18-month term at 7.9% per year. Agribank, BIDV, Vietcombank and VietinBank all list 6.8% per year for 12 months. At the other end, SCB offers the lowest rates in the list, at 3.7% for 12 months and 3.9% for 18 months. The article puts the gap between the highest and lowest 12-month rates at 3.8 percentage points, and between the highest and lowest 18-month rates at 4 percentage points.
- Deposit rates on 16/10 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of online deposit rates at 35 banks on 16/10 shows rates vary clearly by term. VPBank posts the highest 18-month rate at 7.9% per year, while Sacombank leads the 12-month (7.5%) and 6-month (7.2%) terms. For 3-month deposits, most banks list 4.75% per year, while SCB is lowest at 1.9%. Sacombank's 12-month rate is 3.8 percentage points above SCB's 3.7%, the lowest for that term. For the same deposit amount and term, this gap could mean a significant difference in the interest customers earn.
Related markets
Latest news
- If You Invest $1,000 a Year in Morgan Stanley (MS) Stock, How Much Dividend Income Could It Generate Over 20 Years?
Morgan Stanley (MS) currently has a dividend yield of 2.5%, and its dividend has grown at an impressive pace. The article illustrates how investing $1,000 annually over 20 years could generate meaningful dividend income, depending on future dividend growth, stock price growth and whether dividends are reinvested. Assuming the stock grows at an average annual rate of 15%, the investment would be worth about $117,800, and the 20th-year dividend payment would be around $2,950, up from $25 in the first year. The author highlights the power of patience and compounding, and suggests Morgan Stanley may merit a closer look from long-term income-seeking investors.
- Financial Analysis : Fulton Financial ( NASDAQ : FULT ) vs . Central Bancompany ( NASDAQ : CBC )
The article compares Fulton Financial (FULT) and Central Bancompany (CBC), two mid-cap finance companies, across profitability, dividends, earnings, valuation, risk, analyst ratings and institutional ownership. Institutional investors hold 72.0% of Fulton's shares, while company insiders hold 65.9% of Central Bancompany's. Fulton pays an annual dividend of $0.76 per share (3.2% yield) and has raised it for 4 consecutive years, versus $0.48 per share (1.4% yield) for Central Bancompany, with payout ratios of 35.3% and 34.3% of earnings respectively. Fulton has higher revenue and earnings and a lower price-to-earnings ratio, and its consensus price target of $24.75 implies 4.56% potential upside, compared with $35.00 and 0.95% for Central Bancompany. Fulton beats Central Bancompany on 10 of the 16 factors compared. Central Bancompany is a bank holding company headquartered in Jefferson City, Missouri, with $19.2 billion in total assets as of September 30, 2025 and 156 branch locations.
- History Shows 1 Powerful Fact That Makes Me Bullish on VTI
The article argues that long-term investors can look past daily headlines, since the broader U.S. stock market has tended to grow over time, using the Vanguard Morningstar Total Stock Market ETF (VTI) as an example. The fund has been available since May 2001 and delivered average annual returns of 9.44% over 25 years and about 12.6% annualized over the past five years, including through the 2008 financial crisis and the dot-com bear market. VTI holds 3,519 stocks across small-, mid- and large-caps, though it has underperformed the S&P 500 and Nasdaq-100 over the past 10 years. The illustrative math shows a one-time $1,000 investment in 2001 growing to about $9,537, while $300 monthly would have reached about $325,555 and $500 monthly $542,592 after 25 years. The author stresses that past returns do not guarantee future results.
- Expert view: VN-Index has formed a short-term bottom, but this risk needs attention
VN-Index fell sharply in the first two sessions of the 19-23/10 week, at one point dropping to the 1,670-point area, before rebounding on broader buying late in the week to finish up 68.24 points (4%) at 1,774.15. Foreign investors net bought in 2 mid-week sessions but were still net sellers of about VND 969 billion over the five sessions. Mr. Bui Van Huy, CEO of FIDT, believes the market has likely formed a short-term bottom, citing the State Bank's request that banks cut deposit rates for terms of 6 months or longer by at least 0.5% per year and lower lending rates for priority sectors by 1.5-2% per year, along with a P/E excluding Vingroup of below or around 10 times. He cautions, however, that the bottom is not yet sustainable given risks from the Fed, global inflation and domestic inflation (September CPI up more than 5% year on year). He suggests investors consider buying in stages on market pullbacks, limit margin use and watch infrastructure and public investment groups.
- Berkshire Hathaway Stock Rose 10 Days in a Row in October for the First Time Since 2018. Here's What History Says Comes Next.
Class B shares of Berkshire Hathaway closed higher for 10 consecutive sessions from Oct. 1 through Oct. 14, rising from about $498 to $526, before the streak ended on Oct. 15. The stock later topped $547, surpassing the record close of $539.89 set in May 2025. Since 1998, such 10-day winning runs have occurred six other times, and in four of those six cases the shares were higher 12 months later. Under CEO Greg Abel, Berkshire has added to its Alphabet and Delta Air Lines positions and bought back about $4.4 billion of its own stock. The author notes the streak does not guarantee returns over the next 12 months, particularly with shares at a record high, but remains bullish on the company's long-term prospects.
- RBI does not target any price or level for rupee, says Governor Sanjay Malhotra
RBI Governor Sanjay Malhotra said the central bank does not target any price or level for the rupee, but will keep taking necessary measures to curb speculation and excessive volatility and ensure orderly conditions in the forex market. Speaking at the NDTV World Summit 2026 in New Delhi, he said geopolitical tensions, supply chain disruptions, the West Asia conflict and trade uncertainty have made the work of central banks more challenging. He noted that global inflation is elevated and commodity prices are higher, while global growth is lower, at 3.1% this year according to the IMF. He stressed that price stability remains the primary responsibility of central banks, and that inflation in India has risen steadily, largely due to supply-side pressures, to 5.5%. The RBI has raised its policy repo rate by 25 basis points, and its top goal is to rein in inflation while ensuring financial stability.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.