On October 24, how much interest would you earn after 12 months on a 50 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB, HDBank and ACB?

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• Savings Interest Rates Have Risen for 11 Consecutive Months

  The average deposit interest rate has risen continuously since October 2025, reaching 8.1% for 6-12 month terms versus 5.5% a year earlier, before climbing more slowly under State Bank of Vietnam guidance. The average lending rate in September was 10.9%, nearly 2 percentage points higher than at the end of last year, while short-term rates for priority sectors remain capped at 4%. Many banks have announced deposit rate cuts of at least 0.5 percentage points, and the streak of increases is likely to end this month, with some analysts expecting rates to stay flat until year-end. The State Bank of Vietnam also asked banks to cut lending rates by 1.5-2 percentage points a year for production, business and priority sectors, and warned that non-compliant institutions could face reviews of their remaining credit quotas.

  VnExpress·23/10, 05:54▼ VNINDEX▼ ACB▼ BID▼ CTGinterest ratessavings accountsbanks
• On October 23, how much interest would you earn after 6 months on a 100 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB and ACB?

  Based on interest rate tables surveyed on the morning of October 23, for a 100 million VND deposit over 6 months with interest paid at maturity, VPBank offers the highest over-the-counter rate at 6.8% per year, or about 3.4 million VND in interest, followed by Techcombank at 5.75% (about 2.875 million VND) and Sacombank at 5.7% (about 2.85 million VND), while ACB has the lowest at 4.0% (about 2 million VND). For online deposits, VPBank again leads at 7.0% per year (about 3.5 million VND), followed by Sacombank at 6.6% and Techcombank at 6.45%, with ACB at 4.4%. The article notes that rates may change over time, depending on deposit amount and each bank's policies, and actual rates are agreed between the bank and the customer.

  CafeF·22/10, 18:00interest ratessavings accountsbanks
• Bank of Ireland raises rates on fixed - term savings range

  Bank of Ireland is raising interest rates on a range of its fixed-term savings accounts from today. Rates on its 6-, 12- and 18-month Advantage Fixed Term Deposits will rise by between 0.25% and 0.5%. Customers can access up to 25% of their deposited funds during the term, while existing fixed-term customers keep their current rate until their term ends. Carol Meehan, Director of Everyday Banking, said the increases strengthen returns across the range and give customers a choice of terms and access to up to 25% of their money during the term.

  rte.ie·22/10, 10:30interest ratessavings accountsbanks
• On October 22, how much interest would a 100 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB and ACB earn after 24 months?

  The article compares 24-month savings returns on a 100 million VND deposit at several major Vietnamese banks, based on published rates with interest paid at maturity. At counters, VPBank leads at 6.9% per year (13.8 million VND in interest), followed by MB at 6.5% (13 million VND) and Sacombank at 6.2% (12.4 million VND), while Techcombank is lowest at 4.85% (9.7 million VND). Online, Sacombank offers the highest rate at 7.3% (14.6 million VND), ahead of VPBank at 7.1% (14.2 million VND), while ACB has no 24-month online data. The article notes that actual rates may change over time and depend on agreements with banks.

  CafeF·22/10, 00:10interest ratessavings accountsbanks
• On October 22, how much interest would 100 million VND earn after 24 months at 7 banks?

  Based on listed rates for a 24-month term with interest paid at maturity, VPBank offers the highest counter rate at 6.9% per year (VND 13.8 million in interest), followed by MB at 6.5% (VND 13 million) and Sacombank at 6.2% (VND 12.4 million). Techcombank has the lowest counter rate in the compared group at 4.85% per year, or VND 9.7 million. For online deposits, Sacombank leads at 7.3% per year (VND 14.6 million), followed by VPBank at 7.1% (VND 14.2 million), while HDBank pays 5% (VND 10 million) and Techcombank 5.35% (VND 10.7 million); ACB has no 24-month online rate data. The rates are compiled from bank rate schedules, apply to specific products and deposit amounts, and may change over time or by agreement with depositors.

  CafeF·21/10, 18:10interest ratessavings accountsbanks
• On Oct. 21, BIDV and VietinBank simultaneously cut savings rates

  BIDV and VietinBank both cut counter deposit rates by 0.5 percentage points per year for terms of 6 months and longer, bringing their highest rate to 5.5% per year. At BIDV, the 6- and 9-month terms fell to 3%, the 12- to 18-month terms to 5.4%, and the 24- and 36-month terms to 5.5%; VietinBank adopted similar levels. Short-term rates were left unchanged, with both banks listing 2.1% for 1 to 2 months and 2.4% for 3 to under 6 months. The move followed Vietcombank and Agribank lowering deposit rates a day earlier, in line with a State Bank of Vietnam request that banks cut rates by at least 0.5 percentage points for terms of 6 months and longer. After the changes, all four state-owned banks, Vietcombank, VietinBank, BIDV and Agribank, have a top rate of 5.5% per year.

  CafeF·21/10, 10:04▲ BID▲ CTGBIDCTGinterest rates

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