News · CafeF

Interest Rates on October 25 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

According to listed deposit rates at 35 banks on October 25, 2026, savings rates vary across banks and tenors. For 12-month terms, the highest rate is 7% per year, listed at 5 banks: MBV, PGBank, Sacombank, VCBNeo and VIB. For 18 months, VPBank leads at 7.4% per year. For 6 months, PGBank is highest at 6.9% per year; for 9 months, MBV and VCBNeo both offer 7% per year; and most banks list 4.75% per year for 3 months. The state-owned banks Agribank, BIDV, Vietcombank and VietinBank apply uniform rates: 4.75% per year (3 months), 6.6% per year (6 and 9 months), and 6.8% per year (12 and 18 months). The article notes that actual rates may change over time and depend on deposit amount, deposit method, and agreement with the bank.

Summary written by Upside AI from the original article. Read the source for full details.

Original headline: Lãi suất ngày 25/10 tại Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

Read the original on CafeF ↗

Keywords

interest ratesbankssavings accountsVietnam

Open a keyword to see other news on the same topic.

Related tickers and likely impact

BID

• Neutral

BIDV

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap266,404 bn VND
P/E8.3
P/B1.40
Close on 10/23/202634.25
Change that session+1.33%
BID price, forecasts and signals →

CTG

• Neutral

VietinBank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap240,387 bn VND
P/E6.0
P/B1.23
Close on 10/23/202630.95
Change that session+1.31%
CTG price, forecasts and signals →

HDB

• Neutral

HDBank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap146,730 bn VND
P/E7.7
P/B1.71
Close on 10/23/202622.55
Change that session+0.89%
HDB price, forecasts and signals →

MBB

• Neutral

MBBank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap199,361 bn VND
P/E6.6
P/B1.27
Close on 10/23/202619.80
Change that session-0.50%
MBB price, forecasts and signals →

STB

• Neutral

Saigon Treasure Bank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap129,137 bn VND
P/E41.9
P/B2.06
Close on 10/23/202668.50
Change that session+6.86%
STB price, forecasts and signals →

TCB

• Neutral

Techcombank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap242,349 bn VND
P/E8.5
P/B1.30
Close on 10/23/202634.20
Change that session+0.15%
TCB price, forecasts and signals →

Impact is scored by AI from the headline and may be wrong. It is not investment advice.

Related news

  • Which banks are offering the highest savings interest rates on October 25?

    Based on rates listed at 35 banks on October 25, 2026, the highest 12-month savings rate is 7% per year, offered by MBV, PGBank, Sacombank, VCBNeo and VIB. For the 18-month term, VPBank leads at 7.4% per year, while MBV, Sacombank and VCBNeo list 7% per year. The four state-owned banks Agribank, BIDV, Vietcombank and VietinBank apply uniform rates: 4.75% per year for 3 months, 6.6% for 6 and 9 months, and 6.8% for 12 and 18 months. The article notes that actual rates may vary by time, deposit amount, deposit method and agreement with the bank.

    CafeF·savings accountsinterest ratesbanks
  • On October 25, how much interest would a 100 million VND three-month deposit earn at Sacombank, SHB, HDBank, MB, VPBank, Techcombank and ACB?

    For a 100 million VND deposit over three months, interest earned varies by bank and by whether the deposit is made at the counter or online. At the counter, VPBank offers the highest rate at 4.65% per year (1.1625 million VND), followed by SHB and Sacombank at 4.5% (1.125 million VND), while HDBank is lowest at 3.6% (900,000 VND). Online, VPBank again leads at 4.75% (1.1875 million VND), SHB and MB both pay 4.65% (1.1625 million VND), and HDBank is lowest at 4.3% (1.075 million VND). Interest is calculated as deposit × rate × 3/12, assuming the full term and interest paid at maturity. The article notes actual rates may change and depend on each bank's terms.

    CafeF·interest ratesbankssavings accounts
  • Interest rates on 24/10 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank, ...

    An online survey of deposit rates at 35 banks on 24/10/2026 shows 12-month rates ranging from 3.7% to 7% per year. Sacombank, PGBank, VCBNeo, MBV and VIB all list the highest rate of 7% per year, while the Big 4 banks Agribank, BIDV, Vietcombank and VietinBank stay at 6.8%. For the 18-month term, VPBank leads at 7.4% per year, and for the 6-month term PGBank tops the list at 6.9%. On a 100 million VND deposit held for 12 months without early withdrawal, simple interest at 7% per year comes to about 7 million VND, versus about 3.7 million VND at 3.7%.

    CafeF·interest ratesbankssavings accounts
  • On October 22, how much interest would a 100 million VND deposit at MB, VPBank, Techcombank, Sacombank, SHB and ACB earn after 24 months?

    The article compares 24-month savings returns on a 100 million VND deposit at several major Vietnamese banks, based on published rates with interest paid at maturity. At counters, VPBank leads at 6.9% per year (13.8 million VND in interest), followed by MB at 6.5% (13 million VND) and Sacombank at 6.2% (12.4 million VND), while Techcombank is lowest at 4.85% (9.7 million VND). Online, Sacombank offers the highest rate at 7.3% (14.6 million VND), ahead of VPBank at 7.1% (14.2 million VND), while ACB has no 24-month online data. The article notes that actual rates may change over time and depend on agreements with banks.

    CafeF·interest ratessavings accountsbanks
  • On October 22, how much interest would 100 million VND earn after 24 months at 7 banks?

    Based on listed rates for a 24-month term with interest paid at maturity, VPBank offers the highest counter rate at 6.9% per year (VND 13.8 million in interest), followed by MB at 6.5% (VND 13 million) and Sacombank at 6.2% (VND 12.4 million). Techcombank has the lowest counter rate in the compared group at 4.85% per year, or VND 9.7 million. For online deposits, Sacombank leads at 7.3% per year (VND 14.6 million), followed by VPBank at 7.1% (VND 14.2 million), while HDBank pays 5% (VND 10 million) and Techcombank 5.35% (VND 10.7 million); ACB has no 24-month online rate data. The rates are compiled from bank rate schedules, apply to specific products and deposit amounts, and may change over time or by agreement with depositors.

    CafeF·interest ratessavings accountsbanks
  • Interest rates on October 18 at VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank, MB,...

    An online survey of deposit rates at 35 banks on October 18 shows Sacombank offering the highest 12-month rate at 7.5% per year, while VPBank leads the 18-month term at 7.9% per year. Agribank, BIDV, Vietcombank and VietinBank all list 6.8% per year for 12 months. At the other end, SCB offers the lowest rates in the list, at 3.7% for 12 months and 3.9% for 18 months. The article puts the gap between the highest and lowest 12-month rates at 3.8 percentage points, and between the highest and lowest 18-month rates at 4 percentage points.

    CafeF·interest ratessavings accountsbanks

Related markets

Vietnam stocks →

Latest news

  • Netflix Just Posted a Record Margin. So Why Is Wall Street Panicking?

    Netflix reported third-quarter revenue up 12% to $12.9 billion, a record 34.6% operating margin and $2.88 billion in free cash flow, yet its shares are down roughly 50% from their highs. The drop reflects worries over viewing: the company reported no growth in watch hours, and third-party data show its US TV viewing share stuck around 8% while YouTube pushes toward 15%. Several content executives have been let go and a rare round of layoffs carried out, with CEO Ted Sarandos reportedly frustrated by the lack of new hit shows. Netflix is broadening its offering with sports such as NFL games, live events, reality TV, podcasts and shorter series to compete with TikTok and YouTube. The author argues that a P/E of 19, one of the company's lowest valuations in years, makes buybacks more attractive at lower share prices.

    Yahoo Finance·Netflixearningsvaluation
  • Stanley Druckenmiller Has Bet Big on This 1 Healthcare Stock. Here's Why I Disagree.

    Stanley Druckenmiller's largest position last quarter was Natera, a company that develops blood tests analyzing DNA for prenatal screening, organ transplant monitoring and cancer care. Natera processed over 1 million tests last quarter, up 22% from a year earlier, and revenue grew 37.7%; Druckenmiller added to his stake. The company is also working with Nvidia and Amazon to draw insights from its data using AI, which could aid precision medicine. However, the stock is up 250% over five years and trades at a price-to-sales ratio (P/S) of 21, well above its long-term average. The author notes that the last time Natera traded at this P/S level, it was followed by a 70% price drawdown, and suggests investors sit on the sidelines for now.

    Yahoo Finance·healthcarevaluationartificial intelligence
  • SPCX, SMCI, NOK, TSLA, NFLX: Why Retail Traders Couldn’t Take Their Eyes Off These Stocks Last Week

    SpaceX CEO Elon Musk said the company secured a $40 billion financing arrangement to buy advanced AI chips, after third-quarter revenue rose 161% to $14.58 billion. Nokia beat expectations on third-quarter earnings on AI and cloud demand, but its stock fell over 10% during the week on worries about supply shortages, high costs and reliance on major cloud firms; Rosenblatt cut its price target to $14 from $15 but kept a 'Buy' rating. Super Micro expects first-quarter revenue of $18.5 billion to $19.5 billion, above the $15 billion consensus, and its stock gained 4%. Tesla rose nearly 5% after better-than-expected third-quarter results despite capital expenditures rising 110% to $4.7 billion, while Netflix tumbled 6% on slower revenue growth and a weaker fourth-quarter outlook. Year to date, SPCX, TSLA and NFLX have fallen between 8% and 29%, while SMCI and NOK have gained 12% and 25%, respectively.

    Yahoo Finance·• TSLASpaceXTSLANetflix
  • Fuelling Two-Digit Growth

    The target of average GDP growth of 10% or more over 2026–2030 requires very large investment capital. According to Dr. Cấn Văn Lực, Chief Economist at BIDV, Vietnam needs to sustain growth in total social investment of about 13–15% a year, with total investment needs estimated at 280–300 billion USD a year, while the state budget is expected to cover only about 22%. The capital mix still relies heavily on banks, while the stock and corporate bond markets have not yet realised their potential, so developing channels outside bank lending is needed. Dr. Nguyễn Thị Ngọc Hà noted that as of the end of Q3 2026, public investment disbursement reached only 62.9% of plan (central agencies 44.1%, localities 73.6%), while investment capital grew 15% at current prices but only 7.6% at comparable prices. A narrowing government bond yield spread between Vietnam and the US could add pressure on foreign capital flows and the exchange rate, so flexible, controlled exchange rate management, stronger FX reserves and inflation control are needed.

    CafeF·▲ VNINDEXGDP growthVietnambanks
  • Musk says SpaceX raised $40 bln in debt, warns of neocloud collapse

    Elon Musk said SpaceX closed 40 billion USD in debt financing to buy AI chips and warned that more than 200 specialised cloud providers face widespread failures and consolidation as credit tightens. He said debt markets have almost shut off funding for companies without substantial revenue independent of AI data centers. SpaceX secured the loan thanks to its investment-grade credit and revenue from Starlink and rocket launches, unlike neocloud providers that rely on renting computing capacity to AI developers. The debt mainly funds GPUs expected in Q1 and Q2 2027, following earlier reports that SpaceX sought 40 billion USD for Nvidia chips. Investors are increasingly concerned about debt-funded AI infrastructure, with neoclouds such as CoreWeave and Nebius exposed to financing costs and demand uncertainty.

    Yahoo Finance·▼ NVDASpaceXElon Muskdata centers
  • Cleaning Up Tax Codes to Open the Way for Businesses

    The Tax Department launched a campaign in May 2026 to clean up tax identification numbers (MST) for about 600,000 businesses that have stopped operating but have not completed the termination procedures or no longer operate at their registered address. As of end-August 2026, tax authorities had terminated MST validity for nearly 125,000 enterprises, branches and organizations, up about 30% from end-2025, while more than 52,000 cases were confirmed to have met tax obligations for dissolution and over 4,000 businesses had their MST restored. The campaign sorts cases by status and risk, supporting compliant firms while screening for abuse of legal entities, such as registrations using citizen ID cards without business activity or illegal invoice trading. Coordination among tax, business registration, police, customs and local authorities is seen as key, and the tax department urged businesses that have stopped operating to check their MST status and remaining obligations.

    CafeF·taxesbusinessesregulation

All news →

Get the briefing on Telegram or Zalo

Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.